Family home that is owner occupied or as a secondary residence. These policies come with replacement cost, other structures, personal property, extra living expenses, and liability.
Additional coverages available.
Manufactured homes are based on replacement cost with the options of other structures, personal property, extra living expenses, and even liability.
Mobile homes are based on actual cash value with the same options that the manufactured homes have.
Condo insurance covers the interior walls and personal belongings. The association covers the exterior walls and the liability.
Townhouse insurance covers exterior and interior walls and any land that the insured owns. With these policies the insured has to cover the liability on their own unit.
Covers the structure with the option to add personal property for the appliances in the home/dwelling.
Covers tenants belongings whether it be a single family homel apartment, townhouse, condo, etc.
These policies are for vacation rental owners.
Furnished house, apartment, or condo rented on nightly or weekly basis.