Homeowners Insurance

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Conventional

Family home that is owner occupied or as a secondary residence. These policies come with replacement cost, other structures, personal property, extra living expenses, and liability. 


Additional coverages available. 

Manufactured

Manufactured homes are based on replacement cost with the options of other structures, personal property, extra living expenses, and even liability.


Mobile homes are based on actual cash value with the same options that the manufactured homes have.

Condo/Townhouse

Condo insurance covers the interior walls and personal belongings. The association covers the exterior walls and the liability.


Townhouse insurance covers exterior and interior walls and any land that the insured owns. With these policies the insured has to cover the liability on their own unit.

Landlord

Covers the structure with the option to add personal property for the appliances in the home/dwelling.

Renters

Covers tenants belongings whether it be a single family homel apartment, townhouse, condo, etc.

Short Term Rentals

These policies are for vacation rental owners. 


Furnished house, apartment, or condo rented on nightly or weekly basis.

Homeowners

Conventional

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Manufactured

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Condo/Townhouse

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Landlord

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Renters

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Short Term Rentals

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Prime & Topliff Insurance Services

Office: 406-862-1598

Fax: 406-862-0497

P.O. Box 4719

Whitefish, MT 59937

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